2394 Shoal Creek Dr, Pensacola, FL 32514

Pensacola, FL 32514 · 3 bd · 2 ba · 1,248 sqft · Single Family · 50 days on market

The math, in full

Asking price: $175,000
Down payment (15%): $26,250
Loan amount: $148,750
Est. monthly rent: $1,810/mo; Range $1,539 to $2,082/mo
Monthly payment, all-in: $1,453/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.25; $1,810 rent ÷ $1,453 payment
Monthly cashflow: +$357/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32514, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$26,250

15% down on $175,000

Your local lender

View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

Not the one? Browse more in FL →

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.