Pays for itselfFits 2 partner lending programs

2428 Canal St, Lynn Haven, FL 32444

Lynn Haven, FL 32444 · 3 bd · 2.5 ba · 1,620 sqft · Single Family · 12 days on market

The math, in full

Asking price
$140,000
Down payment (15%)
$21,000
Loan amount
$119,000
Est. monthly rent
Range $1,785–$2,415/mo
$2,100/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,150/mo
Cashflow ratio (DSCR)
$2,100 rent ÷ $1,150 payment
1.83
Monthly cashflow
What's left after the payment
+$950/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32444, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$21,000

15% down on $140,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.