Pays for itselfFits 3 partner lending programs

2471 S Galapago St, Denver, CO 80223

Denver, CO 80223 · 3 bd · 1 ba · 1,231 sqft · Single Family · 34 days on market

The math, in full

Asking price
$495,000
Down payment (20%)
$99,000
Loan amount
$396,000
Est. monthly rent
$3,250/mo
Range $2,763–$3,737/mo
Monthly payment, all-in
$3,155/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.03
$3,250 rent ÷ $3,155 payment
Monthly cashflow
+$95/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 80223, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$99,000

20% down on $495,000

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.