261 Cardinal St, Johnstown, CO 80534
Johnstown, CO 80534 · 2 bd · 1.5 ba · 1,122 sqft · Townhouse · 20 days on market
The math, in full
- Asking price
- $349,900
- Down payment (15%)
- $52,485
- Loan amount
- $297,415
- Est. monthly rent
- $2,498/mo
- Range $2,123–$2,873/mo
- Monthly payment, all-in
- $2,450/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.02
- $2,498 rent ÷ $2,450 payment
- Monthly cashflow
- +$48/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 2-bedroom homes in zip 80534, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$52,485
15% down on $349,900
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
Not the one? Browse more in CO →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.