279 Ponderosa Pl, Fort Lupton, CO 80621

Fort Lupton, CO 80621 · 3 bd · 1 ba · 1,230 sqft · Single Family · 23 days on market

The math, in full

Asking price: $375,000
Down payment (15%): $56,250
Loan amount: $318,750
Est. monthly rent: $3,225/mo; Range $2,741 to $3,709/mo
Monthly payment, all-in: $2,549/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.27; $3,225 rent ÷ $2,549 payment
Monthly cashflow: +$676/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 80621, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$56,250

15% down on $375,000

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.