280 Timber Lake Cir, Unit 201, Naples, FL 34104

Naples, FL 34104 · 3 bd · 2 ba · 1,281 sqft · Condo · 125 days on market

The math, in full

Asking price: $324,900
Down payment (15%): $48,735
Loan amount: $276,165
Est. monthly rent: $4,300/mo; Range $3,655–$4,945/mo
Monthly payment, all-in: $3,232/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.33; $4,300 rent ÷ $3,232 payment
Monthly cashflow: +$1,068/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 34104, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$48,735

15% down on $324,900

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.