2813 N F St, Pensacola, FL 32501
Pensacola, FL 32501 · 2 bd · 1 ba · 829 sqft · Single Family · 83 days on market
The math, in full
- Asking price
- $109,500
- Down payment (20%)
- $21,900
- Loan amount
- $87,600
- Est. monthly rent
- Range $1,339–$1,811/mo
- $1,575/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $862/mo
- Cashflow ratio (DSCR)
- $1,575 rent ÷ $862 payment
- 1.83
- Monthly cashflow
- What's left after the payment
- +$713/mo
Where the rent number comes from
Median asking rent for 2-bedroom homes in zip 32501, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$21,900
20% down on $109,500
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.