285 8th Ave S, Unit 285, Naples, FL 34102

Naples, FL 34102 · 1 bd · 1 ba · 532 sqft · Condo · 4 days on market

The math, in full

Asking price: $425,000
Down payment (15%): $63,750
Loan amount: $361,250
Est. monthly rent: $5,375/mo; Range $4,569 to $6,181/mo
Monthly payment, all-in: $4,204/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $5,375 rent ÷ $4,204 payment
Monthly cashflow: +$1,171/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 34102, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$63,750

15% down on $425,000

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.