2878 Ne 161st St, Citra, FL 32113

Citra, FL 32113 · 2 bd · 1 ba · 963 sqft · Single Family · 309 days on market

The math, in full

Asking price: $142,700
Down payment (15%): $21,405
Loan amount: $121,295
Est. monthly rent: $1,550/mo; Range $1,318–$1,782/mo
Monthly payment, all-in: $1,172/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.32; $1,550 rent ÷ $1,172 payment
Monthly cashflow: +$378/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32113, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$21,405

15% down on $142,700

Your local lender

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Screened against real lending criteria — this one fits 2 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.