313 W Monument St, Colorado Springs, CO 80905

Colorado Springs, CO 80905 · 1 bd · 1 ba · 654 sqft · Single Family · 25 days on market

The math, in full

Asking price: $99,000
Down payment (20%): $19,800
Loan amount: $79,200
Est. monthly rent: $1,131/mo; Range $961 to $1,301/mo
Monthly payment, all-in: $631/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.79; $1,131 rent ÷ $631 payment
Monthly cashflow: +$500/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 80905, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$19,800

20% down on $99,000

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.