DSCR investment property · Big Pine Key
31478 Ave E, Big Pine Key, FL 33043
Big Pine Key, FL 33043 · 1 bd · 1 ba · 557 sqft · Single Family · 166 days on market
The math, in full
- Asking price
- $509,999
- Down payment (15%)
- $76,500
- Loan amount
- $433,499
- Est. monthly rent
- $5,000/mo
- Range $4,250 to $5,750/mo
- Monthly payment, all-in
- $4,190/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.19
- $5,000 rent ÷ $4,190 payment
- Monthly cashflow
- +$810/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 1-bedroom homes in zip 33043, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.
Cash to start
$76,500
15% down on $509,999
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria. This one fits 3 programs.
- Qualifies on the property's rent, no W-2 or tax returns.
- Listing data verified as of July 5, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.