316 Se 4th St, Pryor, OK 74361

Pryor, OK 74361 · 2 bd · 1 ba · 806 sqft · Single Family · 21 days on market

The math, in full

Asking price: $138,000
Down payment (15%): $20,700
Loan amount: $117,300
Est. monthly rent: $1,162/mo; Range $988 to $1,336/mo
Monthly payment, all-in: $996/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.17; $1,162 rent ÷ $996 payment
Monthly cashflow: +$166/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 74361, from current market comps, not a per-property guess. Medium confidence: a moderate number of comparable rentals in this zip.

Cash to start

$20,700

15% down on $138,000

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.