Pays for itselfFits 2 partner lending programs

320 N Margarite Ave, Bartlesville, OK 74003

Bartlesville, OK 74003 · 3 bd · 1 ba · 1,296 sqft · Single Family · 15 days on market

The math, in full

Asking price
$120,000
Down payment (15%)
$18,000
Loan amount
$102,000
Est. monthly rent
$982/mo
Range $835–$1,129/mo
Monthly payment, all-in
$866/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.13
$982 rent ÷ $866 payment
Monthly cashflow
+$116/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 74003, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$18,000

15% down on $120,000

Clayhouse Mortgage — OklahomaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.