Pays for itselfFits 3 partner lending programs

DSCR investment property · Punta Gorda

3200 Rowland Dr, Punta Gorda, FL 33980

Punta Gorda, FL 33980 · 5 bd · 2.5 ba · 3,645 sqft · Single Family · 121 days on market

The math, in full

Asking price
$899,900
Down payment (15%)
$134,985
Loan amount
$764,915
Est. monthly rent
$11,453/mo
Range $9,735 to $13,171/mo
Monthly payment, all-in
$7,393/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.55
$11,453 rent ÷ $7,393 payment
Monthly cashflow
+$4,060/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 33980, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$134,985

15% down on $899,900

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.