321 W 1st St, Elk City, OK 73644
Elk City, OK 73644 · 3 bd · 1 ba · 1,836 sqft · Single Family · 348 days on market
The math, in full
- Asking price
- $82,000
- Down payment (20%)
- $16,400
- Loan amount
- $65,600
- Est. monthly rent
- $875/mo
- Range $744–$1,006/mo
- Monthly payment, all-in
- $564/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.55
- $875 rent ÷ $564 payment
- Monthly cashflow
- +$311/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 73644, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$16,400
20% down on $82,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits a current program.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.