Pays for itselfFits 3 partner lending programs

3215 Pine Valley Dr, Sarasota, FL 34239

Sarasota, FL 34239 · 5 bd · 3.5 ba · 3,299 sqft · Single Family · 7 days on market

The math, in full

Asking price
$749,900
Down payment (15%)
$112,485
Loan amount
$637,415
Est. monthly rent
Range $11,050–$14,950/mo
$13,000/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$6,169/mo
Cashflow ratio (DSCR)
$13,000 rent ÷ $6,169 payment
2.11
Monthly cashflow
What's left after the payment
+$6,831/mo

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 34239, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$112,485

15% down on $749,900

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.