3245 2nd Pl, Vero Beach, FL 32968

Vero Beach, FL 32968 · 2 bd · 1.5 ba · 1,600 sqft · Single Family · 34 days on market

The math, in full

Asking price: $272,000
Down payment (15%): $40,800
Loan amount: $231,200
Est. monthly rent: $2,900/mo; Range $2,465–$3,335/mo
Monthly payment, all-in: $2,235/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.30; $2,900 rent ÷ $2,235 payment
Monthly cashflow: +$665/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32968, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$40,800

15% down on $272,000

Your local lender

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Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.