Pays for itselfFits 2 partner lending programs

DSCR investment property · Sebring

3248 New York Ave, Sebring, FL 33870

Sebring, FL 33870 · 3 bd · 2 ba · 1,344 sqft · Single Family · 272 days on market

The math, in full

Asking price
$133,999
Down payment (15%)
$20,100
Loan amount
$113,899
Est. monthly rent
$1,650/mo
Range $1,403 to $1,897/mo
Monthly payment, all-in
$1,101/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.50
$1,650 rent ÷ $1,101 payment
Monthly cashflow
+$549/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33870, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$20,100

15% down on $133,999

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 2 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.