Pays for itselfFits 2 partner lending programs

DSCR investment property · Miami

3373 Thomas Ave, Miami, FL 33133

Miami, FL 33133 · 5 bd · 2 ba · 1,971 sqft · Single Family · 736 days on market

The math, in full

Asking price
$2,000,000
Down payment (20%)
$400,000
Loan amount
$1,600,000
Est. monthly rent
$20,000/mo
Range $17,000–$23,000/mo
Monthly payment, all-in
$15,748/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.27
$20,000 rent ÷ $15,748 payment
Monthly cashflow
+$4,252/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 5-bedroom homes in zip 33133, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$400,000

20% down on $2,000,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.