Pays for itselfFits 3 partner lending programs

3677 Tangerine Dr, Saint James City, FL 33956

Saint James City, FL 33956 · 3 bd · 2 ba · 2,048 sqft · Single Family · 33 days on market

The math, in full

Asking price
$243,000
Down payment (15%)
$36,450
Loan amount
$206,550
Est. monthly rent
$4,150/mo
Range $3,528–$4,773/mo
Monthly payment, all-in
$1,996/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
2.08
$4,150 rent ÷ $1,996 payment
Monthly cashflow
+$2,154/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33956, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$36,450

15% down on $243,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.