Pays for itselfFits 3 partner lending programs

3811 Kirkland Rd, Plant City, FL 33566

Plant City, FL 33566 · 3 bd · 1 ba · 1,008 sqft · Single Family · 5 days on market

The math, in full

Asking price
$179,000
Down payment (15%)
$26,850
Loan amount
$152,150
Est. monthly rent
Range $1,954–$2,644/mo
$2,299/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$1,471/mo
Cashflow ratio (DSCR)
$2,299 rent ÷ $1,471 payment
1.56
Monthly cashflow
What's left after the payment
+$828/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33566, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$26,850

15% down on $179,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.