Pays for itselfFits 3 partner lending programs

385 S 7th St, Carbondale, CO 81623

Carbondale, CO 81623 · 2 bd · 1 ba · 986 sqft · Single Family · 31 days on market

The math, in full

Asking price
$1,312,500
Down payment (30%)
$393,750
Loan amount
$918,750
Est. monthly rent
$7,600/mo
Range $6,460–$8,740/mo
Monthly payment, all-in
$7,471/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.02
$7,600 rent ÷ $7,471 payment
Monthly cashflow
+$129/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 81623, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$393,750

30% down on $1,312,500

Clayhouse Mortgage — ColoradoYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.