Pays for itselfFits 2 partner lending programs

DSCR investment property · Miami

3881 W Flagler St, Apt 319, Miami, FL 33134

Miami, FL 33134 · 1 bd · 1 ba · 540 sqft · Condo · 84 days on market

The math, in full

Asking price
$175,000
Down payment (15%)
$26,250
Loan amount
$148,750
Est. monthly rent
$2,100/mo
Range $1,785 to $2,415/mo
Monthly payment, all-in
$1,761/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.19
$2,100 rent ÷ $1,761 payment
Monthly cashflow
+$339/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33134, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$26,250

15% down on $175,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 2 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.