3914 W Gadsden St, Pensacola, FL 32505

Pensacola, FL 32505 · 2 bd · 1 ba · 1,176 sqft · Single Family · 4 days on market

The math, in full

Asking price: $87,900
Down payment (20%): $17,580
Loan amount: $70,320
Est. monthly rent: $1,195/mo; Range $1,016 to $1,374/mo
Monthly payment, all-in: $692/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.73; $1,195 rent ÷ $692 payment
Monthly cashflow: +$503/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32505, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$17,580

20% down on $87,900

Your local lender

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Screened against real lending criteria. This one fits a current program.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.