4000 S Ocean Blvd, Apt 104, South Palm Beach, FL 33480
South Palm Beach, FL 33480 · 3 bd · 3.5 ba · 2,070 sqft · Condo · 27 days on market
The math, in full
- Asking price
- $975,000
- Down payment (15%)
- $146,250
- Loan amount
- $828,750
- Est. monthly rent
- Range $12,750–$17,250/mo
- $15,000/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $8,818/mo
- Cashflow ratio (DSCR)
- $15,000 rent ÷ $8,818 payment
- 1.70
- Monthly cashflow
- What's left after the payment
- +$6,182/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33480, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$146,250
15% down on $975,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.