4000 Sw 23rd St, Apt 2-101, Gainesville, FL 32608

Gainesville, FL 32608 · 4 bd · 4 ba · 1,177 sqft · Condo · 34 days on market

The math, in full

Asking price: $179,900
Down payment (15%): $26,985
Loan amount: $152,915
Est. monthly rent: $2,100/mo; Range $1,785 to $2,415/mo
Monthly payment, all-in: $1,763/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.19; $2,100 rent ÷ $1,763 payment
Monthly cashflow: +$337/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32608, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$26,985

15% down on $179,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.