4000 Sw 23rd St, Apt 3-108, Gainesville, FL 32608

Gainesville, FL 32608 · 4 bd · 4 ba · 1,177 sqft · Condo · 92 days on market

The math, in full

Asking price: $181,900
Down payment (15%): $27,285
Loan amount: $154,615
Est. monthly rent: $2,300/mo; Range $1,955–$2,645/mo
Monthly payment, all-in: $1,779/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.29; $2,300 rent ÷ $1,779 payment
Monthly cashflow: +$521/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32608, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$27,285

15% down on $181,900

Your local lender

View →

No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

Not the one? Browse more in FL →

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.