4021 Se 45th Ter, Oklahoma City, OK 73135
Oklahoma City, OK 73135 · 4 bd · 1.5 ba · 1,688 sqft · Single Family · 161 days on market
The math, in full
- Asking price
- $120,000
- Down payment (15%)
- $18,000
- Loan amount
- $102,000
- Est. monthly rent
- $1,303/mo
- Range $1,108–$1,498/mo
- Monthly payment, all-in
- $866/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.50
- $1,303 rent ÷ $866 payment
- Monthly cashflow
- +$437/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 4-bedroom homes in zip 73135, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$18,000
15% down on $120,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 2 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.