Pays for itselfFits 1 partner lending program

403 Oak St, Ardmore, OK 73401

Ardmore, OK 73401 · 3 bd · 1 ba · 936 sqft · Single Family · 52 days on market

The math, in full

Asking price
$94,900
Down payment (20%)
$18,980
Loan amount
$75,920
Est. monthly rent
Range $1,105–$1,495/mo
$1,300/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$652/mo
Cashflow ratio (DSCR)
$1,300 rent ÷ $652 payment
1.99
Monthly cashflow
What's left after the payment
+$648/mo

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 73401, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$18,980

20% down on $94,900

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.