4065 46th Ln, Vero Beach, FL 32967

Vero Beach, FL 32967 · 3 bd · 2 ba · 1,216 sqft · Single Family · 34 days on market

The math, in full

Asking price: $292,500
Down payment (15%): $43,875
Loan amount: $248,625
Est. monthly rent: $3,000/mo; Range $2,550 to $3,450/mo
Monthly payment, all-in: $2,403/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.25; $3,000 rent ÷ $2,403 payment
Monthly cashflow: +$597/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32967, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$43,875

15% down on $292,500

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.