41 12th St, Unit 68, Shalimar, FL 32579

Shalimar, FL 32579 · 4 bd · 3.5 ba · 1,990 sqft · Townhouse · 92 days on market

The math, in full

Asking price: $295,000
Down payment (15%): $44,250
Loan amount: $250,750
Est. monthly rent: $3,123/mo; Range $2,655–$3,591/mo
Monthly payment, all-in: $2,423/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.29; $3,123 rent ÷ $2,423 payment
Monthly cashflow: +$700/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 32579, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$44,250

15% down on $295,000

Your local lender

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Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.