440 Clubhouse Dr, Fort Lupton, CO 80621

Fort Lupton, CO 80621 · 4 bd · 2.5 ba · 2,532 sqft · Single Family · 10 days on market

The math, in full

Asking price: $485,000
Down payment (25%): $121,250
Loan amount: $363,750
Est. monthly rent: $2,980/mo; Range $2,533–$3,427/mo
Monthly payment, all-in: $2,957/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.01; $2,980 rent ÷ $2,957 payment
Monthly cashflow: +$23/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 80621, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$121,250

25% down on $485,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.