4400 Highway A1a Rd, Unit 11, Vero Beach, FL 32963

Vero Beach, FL 32963 · 2 bd · 2 ba · 800 sqft · Townhouse · 249 days on market

The math, in full

Asking price: $399,900
Down payment (15%): $59,985
Loan amount: $339,915
Est. monthly rent: $6,000/mo; Range $5,100 to $6,900/mo
Monthly payment, all-in: $5,182/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.16; $6,000 rent ÷ $5,182 payment
Monthly cashflow: +$818/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 32963, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$59,985

15% down on $399,900

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.