Pays for itselfFits 3 partner lending programs

4416 123rd Street Ct W, Cortez, FL 34215

Cortez, FL 34215 · 2 bd · 1 ba · 844 sqft · Single Family · 118 days on market

Numbers first. Photos later.

We don't lead with listing photos — we lead with whether the deal actually works. See if it qualifies and cashflows right here; when you want to walk through it, your loan officer connects you with a trusted local agent to tour it.

The math, in full

Asking price
$449,000
Down payment (15%)
$67,350
Loan amount
$381,650
Est. monthly rent
$7,000/mo
Range $5,950–$8,050/mo
Monthly payment, all-in
$3,689/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.90
$7,000 rent ÷ $3,689 payment
Monthly cashflow
+$3,311/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 34215, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$67,350

15% down on $449,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 3 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.