44696 Plumeria St, Punta Gorda, FL 33982
Punta Gorda, FL 33982 · 5 bd · 2,078 sqft · Single Family · 6 days on market
The math, in full
- Asking price
- $379,990
- Down payment (15%)
- $56,999
- Loan amount
- $322,991
- Est. monthly rent
- $5,500/mo
- Range $4,675–$6,325/mo
- Monthly payment, all-in
- $3,122/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.76
- $5,500 rent ÷ $3,122 payment
- Monthly cashflow
- +$2,378/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 5-bedroom homes in zip 33982, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$56,999
15% down on $379,990
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.