4641 Sw Santa Barbara Pl, Apt 8, Cape Coral, FL 33914

Cape Coral, FL 33914 · 2 bd · 1.5 ba · 760 sqft · Condo · 279 days on market

The math, in full

Asking price: $144,000
Down payment (15%): $21,600
Loan amount: $122,400
Est. monthly rent: $1,485/mo; Range $1,262 to $1,708/mo
Monthly payment, all-in: $1,183/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.26; $1,485 rent ÷ $1,183 payment
Monthly cashflow: +$302/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 33914, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$21,600

15% down on $144,000

Your local lender

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Screened against real lending criteria. This one fits 2 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.