4720 Saint Croix Ln, Apt 118, Naples, FL 34109
Naples, FL 34109 · 2 bd · 2 ba · 942 sqft · Condo · 25 days on market
The math, in full
- Asking price
- $274,888
- Down payment (15%)
- $41,233
- Loan amount
- $233,655
- Est. monthly rent
- $4,000/mo
- Range $3,400–$4,600/mo
- Monthly payment, all-in
- $2,728/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.47
- $4,000 rent ÷ $2,728 payment
- Monthly cashflow
- +$1,272/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 2-bedroom homes in zip 34109, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$41,233
15% down on $274,888
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
Not the one? Browse more in FL →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.