4780 Cove Cir, Apt 101, Saint Petersburg, FL 33708
Saint Petersburg, FL 33708 · 3 bd · 2 ba · 1,070 sqft · Condo · 35 days on market
The math, in full
- Asking price
- $295,000
- Down payment (15%)
- $44,250
- Loan amount
- $250,750
- Est. monthly rent
- Range $4,463–$6,037/mo
- $5,250/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $3,232/mo
- Cashflow ratio (DSCR)
- $5,250 rent ÷ $3,232 payment
- 1.62
- Monthly cashflow
- What's left after the payment
- +$2,018/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33708, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$44,250
15% down on $295,000
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.