4841 Emerson Ave S, Saint Petersburg, FL 33711

Saint Petersburg, FL 33711 · 3 bd · 2 ba · 1,100 sqft · Single Family · 77 days on market

The math, in full

Asking price: $239,900
Down payment (15%): $35,985
Loan amount: $203,915
Est. monthly rent: $2,500/mo; Range $2,125–$2,875/mo
Monthly payment, all-in: $1,971/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.27; $2,500 rent ÷ $1,971 payment
Monthly cashflow: +$529/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 33711, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$35,985

15% down on $239,900

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.