49 La Costa Ct, Pagosa Springs, CO 81147
Pagosa Springs, CO 81147 · 3 bd · 1 ba · 1,344 sqft · Single Family · 101 days on market
The math, in full
- Asking price
- $370,000
- Down payment (15%)
- $55,500
- Loan amount
- $314,500
- Est. monthly rent
- $2,650/mo
- Range $2,253–$3,047/mo
- Monthly payment, all-in
- $2,485/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.07
- $2,650 rent ÷ $2,485 payment
- Monthly cashflow
- +$165/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 81147, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$55,500
15% down on $370,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
Not the one? Browse more in CO →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.