501 E 2nd St, Cortez, CO 81321
Cortez, CO 81321 · 5 bd · 2 ba · 1,933 sqft · Single Family · 61 days on market
The math, in full
- Asking price
- $215,000
- Down payment (25%)
- $53,750
- Loan amount
- $161,250
- Est. monthly rent
- $1,325/mo
- Range $1,126–$1,524/mo
- Monthly payment, all-in
- $1,297/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.02
- $1,325 rent ÷ $1,297 payment
- Monthly cashflow
- +$28/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 5-bedroom homes in zip 81321, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.
Cash to start
$53,750
25% down on $215,000
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 8, 2026.
Not the one? Browse more in CO →
Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.