Pays for itselfFits 2 partner lending programs

512 W 8th St, Stillwater, OK 74074

Stillwater, OK 74074 · 2 bd · 1 ba · 972 sqft · Single Family · 158 days on market

The math, in full

Asking price
$129,000
Down payment (15%)
$19,350
Loan amount
$109,650
Est. monthly rent
$1,500/mo
Range $1,275–$1,725/mo
Monthly payment, all-in
$931/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.61
$1,500 rent ÷ $931 payment
Monthly cashflow
+$569/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 74074, from current market comps — not a per-property guess. Medium confidence — a moderate number of comparable rentals in this zip.

Cash to start

$19,350

15% down on $129,000

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits 2 programs.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 8, 2026.

Not the one? Browse more in OK

Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.