5229 Chaney Ter, Port Charlotte, FL 33981

Port Charlotte, FL 33981 · 4 bd · 2 ba · 1,636 sqft · Single Family · 377 days on market

The math, in full

Asking price: $252,000
Down payment (15%): $37,800
Loan amount: $214,200
Est. monthly rent: $2,650/mo; Range $2,253–$3,047/mo
Monthly payment, all-in: $2,070/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.28; $2,650 rent ÷ $2,070 payment
Monthly cashflow: +$580/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 33981, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$37,800

15% down on $252,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.