523 E 12th Ave, Apt 10, Denver, CO 80203

Denver, CO 80203 · 2 bd · 1 ba · 767 sqft · Condo · 20 days on market

The math, in full

Asking price: $285,000
Down payment (30%): $85,500
Loan amount: $199,500
Est. monthly rent: $1,970/mo; Range $1,675–$2,266/mo
Monthly payment, all-in: $1,969/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.00; $1,970 rent ÷ $1,969 payment
Monthly cashflow: +$1/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 2-bedroom homes in zip 80203, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$85,500

30% down on $285,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.