Pays for itselfFits 3 partner lending programs

DSCR investment property · New Smyrna Beach

5300 S Atlantic Ave, Apt 9201, New Smyrna Beach, FL 32169

New Smyrna Beach, FL 32169 · 3 bd · 2 ba · 1,768 sqft · Condo · 892 days on market

The math, in full

Asking price
$400,000
Down payment (15%)
$60,000
Loan amount
$340,000
Est. monthly rent
$4,875/mo
Range $4,144 to $5,606/mo
Monthly payment, all-in
$4,086/mo
Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR)
1.19
$4,875 rent ÷ $4,086 payment
Monthly cashflow
+$789/mo
What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32169, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$60,000

15% down on $400,000

Clayhouse Mortgage — FloridaYour local lender
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No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria. This one fits 3 programs.
  • Qualifies on the property's rent, no W-2 or tax returns.
  • Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.