5300 S Atlantic Ave, Unit 7-403, New Smyrna Beach, FL 32169

New Smyrna Beach, FL 32169 · 3 bd · 2 ba · 1,601 sqft · Condo · 321 days on market

The math, in full

Asking price: $428,500
Down payment (15%): $64,275
Loan amount: $364,225
Est. monthly rent: $4,875/mo; Range $4,144 to $5,606/mo
Monthly payment, all-in: $4,280/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.14; $4,875 rent ÷ $4,280 payment
Monthly cashflow: +$595/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 3-bedroom homes in zip 32169, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.

Cash to start

$64,275

15% down on $428,500

Your local lender

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Screened against real lending criteria. This one fits 3 programs.
Qualifies on the property's rent, no W-2 or tax returns.
Listing data verified as of July 5, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.