5301 Shell Mound Cir, Punta Gorda, FL 33982
Punta Gorda, FL 33982 · 3 bd · 2 ba · 1,744 sqft · Single Family · 179 days on market
The math, in full
- Asking price
- $323,900
- Down payment (15%)
- $48,585
- Loan amount
- $275,315
- Est. monthly rent
- Range $4,076–$5,514/mo
- $4,795/mo
- Monthly payment, all-in
- Mortgage + taxes + insurance (PITIA)
- $2,787/mo
- Cashflow ratio (DSCR)
- $4,795 rent ÷ $2,787 payment
- 1.72
- Monthly cashflow
- What's left after the payment
- +$2,008/mo
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 33982, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.
Cash to start
$48,585
15% down on $323,900
No credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria — this one fits 3 programs.
- Qualifies on the property's rent — no W-2 or tax returns.
- Listing data verified as of June 9, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.