Pays for itselfFits 1 partner lending program

5357 81st St N, Apt 24, Saint Petersburg, FL 33709

Saint Petersburg, FL 33709 · 1 bd · 1 ba · 765 sqft · Condo · 75 days on market

The math, in full

Asking price
$99,500
Down payment (20%)
$19,900
Loan amount
$79,600
Est. monthly rent
Range $1,254–$1,696/mo
$1,475/mo
Monthly payment, all-in
Mortgage + taxes + insurance (PITIA)
$783/mo
Cashflow ratio (DSCR)
$1,475 rent ÷ $783 payment
1.88
Monthly cashflow
What's left after the payment
+$692/mo

Where the rent number comes from

Median asking rent for 1-bedroom homes in zip 33709, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$19,900

20% down on $99,500

No credit pull. No obligation. A loan officer confirms real terms within one business day.

  • Screened against real lending criteria — this one fits a current program.
  • Qualifies on the property's rent — no W-2 or tax returns.
  • Listing data verified as of June 9, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.