540 Adams Ave, Unit 1-4, Loveland, CO 80537

Loveland, CO 80537 · 4 bd · 4 ba · 2,304 sqft · Multi-Family · 190 days on market

The math, in full

Asking price: $525,000
Down payment (20%): $105,000
Loan amount: $420,000
Est. monthly rent: $3,350/mo; Range $2,848–$3,852/mo
Monthly payment, all-in: $3,346/mo; Mortgage + taxes + insurance (PITIA)
Cashflow ratio (DSCR): 1.00; $3,350 rent ÷ $3,346 payment
Monthly cashflow: +$4/mo; What's left after the payment

Where the rent number comes from

Median asking rent for 4-bedroom homes in zip 80537, from current market comps — not a per-property guess. High confidence — plenty of comparable rentals in this zip.

Cash to start

$105,000

20% down on $525,000

Your local lender

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No credit pull. No obligation. A loan officer confirms real terms within one business day.

Screened against real lending criteria — this one fits 3 programs.
Qualifies on the property's rent — no W-2 or tax returns.
Listing data verified as of June 8, 2026.

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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.