DSCR investment property · Naples
5550 Heron Point Dr, Apt 304, Naples, FL 34108
Naples, FL 34108 · 3 bd · 2 ba · 1,514 sqft · Condo · 125 days on market
The math, in full
- Asking price
- $949,900
- Down payment (15%)
- $142,485
- Loan amount
- $807,415
- Est. monthly rent
- $11,000/mo
- Range $9,350 to $12,650/mo
- Monthly payment, all-in
- $9,777/mo
- Mortgage + taxes + insurance (PITIA)
- Cashflow ratio (DSCR)
- 1.13
- $11,000 rent ÷ $9,777 payment
- Monthly cashflow
- +$1,223/mo
- What's left after the payment
Where the rent number comes from
Median asking rent for 3-bedroom homes in zip 34108, from current market comps, not a per-property guess. High confidence: plenty of comparable rentals in this zip.
Cash to start
$142,485
15% down on $949,900
Your local lenderNo credit pull. No obligation. A loan officer confirms real terms within one business day.
- Screened against real lending criteria. This one fits 3 programs.
- Qualifies on the property's rent, no W-2 or tax returns.
- Listing data verified as of July 5, 2026.
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Rent, payment, and cashflow figures are estimates based on current market data and business-purpose investment-loan criteria, for non-owner-occupied property. Not a commitment to lend, not financial advice, and not an offer of any specific loan or property. Listing data may change; properties may sell. All terms confirmed by a loan officer and subject to underwriting and appraisal.